Products & Services
 John Alexander Insurance Agency is a full-service independent insurance agency
  providing commercial insurance, surety, some of our specialties include:

COMMERCIAL INSURANCE

We work closely with our clients to define their commercial insurance requirements. Our recommendations do not just deal with today's needs but also take into account future possibilities and probabilities. We draw on past solutions but are not limited to them. We refuse to rely on cookie cutter approaches because we know every business is unique. We provide
ongoing review of factors that could affect your coverage needs such as insurance industry capacity and profitability, legislative changes and then overall business climate. Because we represent a multitude of top insurance companies, we have an understanding of the marketplace allowing us to provide your company with a customized solution. At the same time we are diligent about monitoring the financial integrity of the carriers we represent and their ability to fulfill their commitments. We offer a complete line of commercial insurance products and services including but not limited to:

• Property & Casualty, Workers Compensation, Professional Liability (Errors & Omissions) and Malpractice, Director's and Officer's Liability, Employment Practices Liability

CONSTRUCTION INSURANCE
General Liability,
 Workers' Compensation, and Surety Bonding are key components of any
contractor's insurance protection and John Alexander Ins. is a leading provider of
these services to the construction industry. Our reputation of working through
difficult insurance claims, crafting leading-edge insurance coverages,
assisting with project safety obstacles, and providing exceptional service is
unparalleled among other brokers.
We work with clients to anticipate trends and develop strategies that reduce
  exposure to loss, lower cost of risk and add profit through customized risk
  management and financing programs. Ultimately, this approach can improve a
  client's competitive advantage. 
 John Alexander Ins. construction expertise includes:

• Owner or Contractor Controlled Insurance Programs


• Builders Risk Policies
• Design E & O
• Environmental
• Contract Reviews
• Certificate Tracking Program
• Experience Modification Analysis
• Loss Forecasting
• Alternative Risk Options
• Work Product Coverage

SURETY AND BONDS

Our goal is to establish the
  best bond program possible for our clients. It takes a well-educated and
  experienced staff with a full-time dedication to the surety business to get it
  done right. It also takes strong relationships with the best companies in the
  industry and access to specialty markets that the typical insurance agency
  doesn't have.
At John Alexander Ins. we understand that bid, performance and payment bonds are the
  lifeblood of contractors. We represent only those sureties that have been
proven  to understand the risks and challenges of the construction business. We
also  understand that even during good times the contracting business is very
  competitive and margins remain tight. We can help by providing bonds at some of
  the most competitive rates in the industry.
Our extensive surety markets ensure that whether you're just getting started,
  a large general or a sub, that we can find the right market for your company.
We  are experts at analyzing contractors' financial data, and writing various
bonds  to protect them. Our independence and professionalism guarantees a
program  tailored to your company's needs and goals.
To discuss how we can help with your bonds needs, please contact: 
 Johnloya@johnalexanderinsurance.com